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Pretty much sums it up, doesn't
it?
Well, not quite.
Let's look at the real cost of not
having an inventory.
We're going to assume that the reason you bought insurance was just-in-case
you suffer a serious loss.
You've already paid premiums for the protection and that's what
economists call "sunk costs". The money is gone forever.
Especially, if you never have a claim.
It's the Cost of Living.
IF you have a claim, it
leads to this stark and sobering question;
"What am I gonna get for all the money I've
spent?"
This is the moment when "Magical Thinking" (Psychologist
Talk for thinking that's disconnected from reality) often visits heavily
upon the naive.
Some folks think an insurance
adjuster is going to pirouette across their lawn imitating Tinkerbell.
You know, that little fairy who spreads Magic Dust.
Of course, the idea is the Adjuster's
Magic Dust will cause the insurance company to wire funds overnight and
arrive just in time to write checks tomorrow.
 And,
for
HOW MUCH, they believe?
Why, why, for
the amount they
REMEMBER
their stuff is worth, of course.
All without one shred of evidence of exactly
what those folks owned and lost.
Once more, review the TV Drama above. Size matters a lot
to an insurance company.
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Here's
what your Home Inventory will do for
you!
1. Lets
your insurance
company know you're more than serious.
If you
have a claim their lawyers will quickly
recognize you are someone ready to demand a
FAIR settlement.
Fight
them in the first ditch, not the last.
2.
Lets you prove
"casualty losses" not covered by your
insurance.
Your losses will be documented for your
IRS
"casualty"
deduction.
(The
IRS
will
want PROOF.)
BE THE BULL!
PROVE
you own what you say you own.
Ever notice that
Bulls seldom get gored?
3. Provides
outstanding
support.
Support for your attorney, C.P.A., and financial
advisors to create Wills, Trusts, Asset
Protection, and Asset Distribution
strategies.
Having a detailed
inventory helps them immensely. To say nothing
of reducing the cost of their services.
You can be at ease knowing the
sentimental things in your life will go to
those you love and cherish.
Not to someone chosen by outsiders,
courts, or bureaucrats.
4.
Gives you PEACE-OF-MIND.
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Try to think of ONE intelligent reason NOT to have
an inventory.
Guess who benefits if you continue to
procrastinate.
"Why would you ever let your insurance company keep
any money that may be rightfully
yours?"
"Fight
'em in the FIRST ditch, not the last."
PROVE
you own what you say you own!
Join the ANTI-pro-cras-ti-na-tion
Club!
SKYDIVERS understand the hazards of
PRO-CRAS-TI-NA-TION
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We used to be a
professional Home Inventory company.
Here is the
MIND MAP
on how to DO IT YOURSELF.
Years of experience
--- everything we learned --- is now yours.
For FREE. |
Now, If you don't want to bother doing
an inventory ....
all
that's left to
do is succumb to the Vapors and .....
F
A I N T while the Adjuster
makes his rounds.
For Baby Boomers and younger,
this is a Fainting Couch.
When you get the settlement offer you may think they want to relocate you here.
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